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Short-Term Disability Introduction (051)

Note: This product is available in certain states in which our 051 Group Disability product has been approved.

Short-term disability (STD) insurance from Principal Life offers a full range of features to help cover employees' financial losses while encouraging return to work.

Advantages include:

  • Flexible benefit designs with a range of benefit percentages, maximums and benefit options
  • Coverage for total and partial disabilities
  • Provisions to encourage employees to return to work whenever feasible
  • Optional 24-hour coverage for both work related and non-work related disabilities
  • Most routine STD claims are approved with pre-certified payment durations, setting timeframes for benefit payments and expectations for returning to work, barring unforeseen complications
  • Employee Assistance Program (EAP) - Choice of three options with fully insured coverage