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 Disability Insurance

At Principal Life Insurance Company, we're here to help you develop comprehensive disability solutions for your clients. Our broad product portfolio helps protect them from the threat of a disability:

  • Disability Income (DI) insurance - provides personal income protection for individuals to help keep a roof over their heads.

  • Key Person Replacement - provides benefits to the business to help offset the loss of a key employee due to a total disability.

  • Overhead Expense (OE) insurance - reimburses owners for fixed business expenses during a disability to help keep their businesses’ doors open. The HH 702 policy also offers loan protection through the Business Loan Protection rider.

  • Disability Buy-Out (DBO) insurance - funds a buy-sell agreement to buy out a disabled business owner to help keep the business value intact and ensure its succession.

When you work with us, you benefit from our commitment to customer service and our spirit of teamwork. The expertise of our regional disability specialists, access to technical resources, a variety of administrative capabilities, and marketing and education materials show we have what it takes to help you succeed.

Approval #927022011
Content Last Updated: 07/13/2009