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Consumer Product Rates and Values

Effective as of: 7/7/2015

APY = Annual Percentage Yield. Fees may reduce APY.

Individual Retirement Accounts (IRA)


Account Balance Interest Rate APY
Safe Harbor IRA  [1]
ALL BALANCES 0.10% 0.10%
Plan Term IRA  [1]
ALL BALANCES 0.10% 0.10%
Assured Savings [1]
ALL BALANCES 0.10% 0.10%
High Yield IRA [1]
ALL BALANCES 0.10% 0.10%
Money Market IRA [1]
$.00 through $249.99 0.05% 0.05%
$250.00 through $9,999.99 0.10% 0.10%
$10,000 through $24,999.99 0.15% 0.15%
$25,000.00 through $49,999.99 0.20% 0.20%
$50,000.00 through $99,999.99 0.30% 0.30%
$100,000.00 thru $249,999.99 0.40% 0.40%
$250,000.00 and over 0.50% 0.50%
Individual Retirement Account Certificates of Deposit [2]
Term Interest Rate APY
Change A Rate CDs
26 months 0.45% 0.45%
Account Balance Term Interest Rate APY
Standard CDs
$2,500.00 through $249,999.99 3 months 0.10% 0.10%
$250,000.00 and over 3 months 0.10% 0.10%
$2,500.00 through $249,999.99 6 months 0.15% 0.15%
$250,000.00 and over 6 months 0.15% 0.15%
$2,500.00 through $249,999.99 12 months 0.20% 0.20%
$250,000.00 and over 12 months 0.20% 0.20%
$2,500.00 through $249,999.99 18 months 0.40% 0.40%
$250,000.00 and over 18 months 0.40% 0.40%
$2,500.00 through $249,999.99 24 months 0.40% 0.40%
$250,000.00 and over 24 months 0.40% 0.40%
$2,500.00 through $249,999.99 30 months 0.40% 0.40%
$250,000.00 and over 30 months 0.40% 0.40%
$2,500.00 through $249,999.99 36 months 0.70% 0.70%
$250,000.00 and over 36 months 0.70% 0.70%
$2,500.00 through $249,999.99 48 months 0.75% 0.75%
$250,000.00 and over 48 months 0.75% 0.75%
$2,500.00 through $249,999.99 60 months 1.25% 1.26%
$250,000.00 and over 60 months 1.25% 1.26%
$2,500.00 through $249,999.99 72 months 1.35% 1.36%
$250,000.00 and over 72 months 1.35% 1.36%
 
*For rates on CD deposits $5,000,000 and over, please call 1-800-672-3343.
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Note: Principal Bank does not accept institutional deposits at this time.

[1]
Rates are variable and subject to change at any time.
[2]
The Annual Percentage Yield on a Certificate of Deposit is based on monthly compounding of interest. A penalty may be imposed for withdrawals before maturity. The rates we offer may vary based on the amount of the initial deposit. You will be paid the disclosed rate until the first maturity or renewal date.
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