Pacific Life Retirement Incentive Savings Plan

The Pacific Life Retirement Incentive Savings Plan (RISP) is a valuable benefit offered to you as an employee of Pacific Life. By taking advantage of the RISP plan, which is administered by The Principal®, you can prepare for a financially secure retirement. Log in to your account today for access to online resources that can help you determine if you are on track for retirement.

Have Online Access?

Log in and manage your plan online. Check your account balance, increase contributions, review investment options and more.

Log in to manage your account

Need a Username & Password?

Complete a quick registration process online. For assistance or step-by-step instructions, browse our login help.

Get a username and password

What's Your Retirement Wellness Score?

Your score gives you an idea if you may be on track for retirement.

Your preliminary score is .

Retirement Wellness Score represents an estimate of the percentage of your pre-retirement income available once you retire. Studies suggest achieving a score of at least 70-85 to be on track for retirement.

?

Current Age
Annual Pay
Retirement Savings
Contribution Rate


Pay Frequency Every two weeks
Estimated Social Security $1,300
Desired Retirement Age 65
Annual Rate of Return 7%
Annual Rate of Inflation 2.5%
Pay Increase Per Year 3.5%

Add more detail to personalize your score.

Log in to personalize

 

This calculator is made available as a self help resource for your planning convenience. The results from the calculator are based on your inputs and are not intended to be a financial plan or investment advice from the Principal Financial Group® ... (show more)

This calculator is made available as a self help resource for your planning convenience. The results from the calculator are based on your inputs and are not intended to be a financial plan or investment advice from the Principal Financial Group® but may be used as general guidelines to help you make retirement planning or other personal financial decisions. Responsibility for these decisions is assumed by you, not the Principal Financial Group. Individual results will vary. You should regularly review your savings progress and post-retirement needs.

All projections, analysis and calculation results are estimates and depend on many factors, including the data and assumptions you provide, and may not reflect all your sources of income or expenditures. In addition, it ignores future transactions or changes in tax laws which cannot be anticipated. The reports, graphs and other analysis are dependent upon the accuracy of the data you provided.

This calculator is provided with the understanding that none of the member companies of The Principal are rendering legal, accounting, or tax advice. Results may not be used to avoid penalties under the Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements.

* Morningstar - Estimating the True Cost of Retirement (2013)
* AON - 2012 Retirement Income Adequacy at Large Companies & AON – Consulting 2008 Replacement Ratio Study

(show less)

Need help?

If you need assistance getting a username or password, or just have a question related to your account, give us a call at 1-800-881-1753.