What's Your Retirement Wellness Score?
Your score gives you an idea if you may be on track for retirement.
Your preliminary score is .
Retirement Wellness Score represents an estimate of the percentage of your pre-retirement income available once you retire. Studies suggest achieving a score of at least 70-85 to be on track for retirement.
This calculator is made available as a self help resource for your planning convenience.
The results from the calculator are based on your inputs and are not intended to be a financial
plan or investment advice from the Principal Financial Group® but may be used as general guidelines
to help you make retirement planning or other personal financial decisions. Responsibility for these
decisions is assumed by you, not the Principal Financial Group. Individual results will vary.
You should regularly review your savings progress and post-retirement needs.
All projections, analysis and calculation results are estimates and depend on many factors,
including the data and assumptions you provide, and may not reflect all your sources of income
or expenditures. In addition, it ignores future transactions or changes in tax laws which cannot
be anticipated. The reports, graphs and other analysis are dependent upon the accuracy of the
data you provided.
This calculator is provided with the understanding that none of the member companies of The Principal
are rendering legal, accounting, or tax advice. Results may not be used to avoid penalties under the
Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters
pertaining to legal, tax, or accounting obligations and requirements.
Morningstar - Estimating the True Cost of Retirement (2013)
AON - 2012 Retirement Income Adequacy at Large Companies
AON – Consulting 2008 Replacement Ratio Study