Take the lead on your retirement.

A Principal® individual retirement account (or IRA) gives you a great way to save outside a 401(k) plan. And with Principal RolloverPlusSM, you get an extra level of service to help you reach your financial goals.

Ready to go?

Start your rollover IRA

Why choose an IRA with Principal RolloverPlus?


Combine retirement accounts (like 401(k)s from past jobs) for a single, simplified view of your savings.


Pick the investments you want, not just what’s offered in a 401(k) plan.


An IRA belongs to you and isn't tied to your job.

Ongoing support through your rollover and beyond

  • A dedicated team of financial professionals available to help when you need it.
  • An action plan with specific steps you can take toward your retirement goals.
  • Ongoing insights on timely financial topics, sent right to you.

Want to talk through your options? We’re here to help.

Call a financial professional today.

We’re here Monday - Friday, 7 a.m. to 9 p.m. CT.


Set up a time for us to call you.

Tell us when you want to talk.

Schedule a call with us.


My goal is to explain your options in a way that’s easy to understand and relate to your situation—so you feel confident you’re making the right decision."

Rachel Knudsen, MBA

Senior Financial Counselor for 15 years

Principal Financial Group

When is an IRA a good fit?

When life changes, an IRA gives you flexiblity to keep your retirement plans on track. It might be a good fit if:

  • You’re changing jobs
  • You’re retiring soon
  • You’re enjoying retirement and needing to turn savings into an income stream
  • You’re transitioning to self-employment
  • You’re looking to simplify tracking and management of your savings

Want to roll into your current retirement plan account with Principal?

Log in to get started

Are there other options for my old 401(k)?

Sure there are! Explore other retirement savings account options (PDF)

Are you ready to go?

Start your rollover IRA